Coinmama users can earn up to 30% commission for every purchase their referrals make through the affiliate program. The upcoming Coinmama wallet is designed to help you take full control of your funds. Coinmama provides a seamless experience when you buy Bitcoin with a credit card, offering a straightforward and user-friendly crypto calculator. Let’s go through additional services the platform offers in this section of the Coinmama review.

Coinmama Review 2025

To better understand the quality of services in the Coinmama exchange, we have compared its features to other well-known crypto exchanges. At the time of writing coinmama exchange review this Coinmama review, the platform doesn’t offer Staking or crypto copy Trading software. The lack of a mobile application and a trading platform can be a huge letdown for potential clients. So, there is no web-based trading platform.

• Coinmama’s desktop platform makes crypto simple, fast, and beginner-friendly.
• The exact fee depends on your loyalty level – users who trade more frequently can receive lower fees.
• Keep it nearby while buying crypto for a smooth first transaction experience.

Transaction Fee

During our research we found that Coinmama does not provide a mobile app which is rather disappointing as having the ability to monitor and manage your crypto account from your mobile device is not only convenient but also essential in this constantly evolving digital age. Coinmama is not a crypto wallet provider which therefore means you have to research and choose your own wallet provider. Here you will find a comprehensive snapshot of the key Coinmama fees you should bear in mind. Simply put, the loyalty program is divided into three levels of savings with the more cryptocurrencies you trade with Coinmama the more money you save. When you choose the fiat currency or crypto amount, the fee and rate will be automatically based on your loyalty level.

How do you purchase Bitcoin instantly with a credit or debit card on Coinmama?

This guide splits the Coinmama purchase flow into fourteen clear steps, covering sign‑up, verification, payment, and wallet delivery. Payouts arrive via SEPA for euros or SWIFT for United States dollars, and bank handling fees can shave another 15 USD off the final receipt. Cold wallets keep coins safer, yet the extra setup step can delay a first purchase by a day if the buyer is brand new to the crypto world. The company never stores private keys which is excellent for security, but newcomers must download a separate crypto wallet first, record seed words, and test an inbound micro deposit.

Crypto wallets come in all shapes and sizes, with some allowing you to store multiple different altcoins whereas others support only one or two. Take a good-quality picture of the ID and upload it to your account for verification purposes. Response times are very prompt and when it comes to business hours, account verification operates 24 hours a day 7 days a week. Cmama Ltd operates and manages the Coinmama platform which is headquartered in Ireland and is a subsidiary of New Bit Ventures Ltd. Coinmama also accepts payments via Mastercard and Visa, however, Discover, American Express, and PayPal are not accepted payment methods. Traders choose the quantity they wish to purchase with a range of payment options including Apple Pay which is very convenient and popular nowadays.

Furthermore, eToro traders have access to a wide range of cryptocurrencies, as well as crypto-to-crypto, and crypto-to-fiat pairs, which means that whatever your trading preferences are, eToro is likely to satisfy your needs. In terms of payments and fees, when you use a bank card at Coinmama, you will incur a 5% express fee on your transaction. Let’s dive into the specifics as to why we recommend eToro over Coinmama when it comes to buying and selling cryptocurrencies online. The unofficial subreddit for Coinmama has just over 100 members and is a great social platform to interact and communicate with other crypto traders and Coinmama users. To send cryptocurrencies to your wallet you will be required to enter your public key or the wallet address so that Coinmama can send your coins to the right place.

• While the exchange supports 44 fiat currencies for purchasing crypto, only GBP, EUR, and USD are accepted for withdrawals.
• This guide splits the Coinmama purchase flow into fourteen clear steps, covering sign‑up, verification, payment, and wallet delivery.
• Coinmama has created a help center filled with articles covering how to buy and sell, account security, and the verification process to assist its users with everyday issues.
• Coinmama is a non-custodial cryptocurrency broker exchange designed for users who prioritize ease and security over advanced trading features.
• The most important element that springs to mind when it comes to selecting a crypto wallet is to do your research.

You can buy and sell several cryptocurrencies instantly and when you pay with a debit or credit card you can receive your coins within 10 minutes. Stay up to date with our latest exchange reviews, promotions, how-to guides and educational articles on Bitcoin, cryptocurrency & more. Coinmama has created a help center filled with articles covering how to buy and sell, account security, and the verification process to assist its users with everyday issues. The interface is designed for beginners to easily, quickly, and securely purchase cryptocurrency that resembles Paybis, a similar fiat-to-crypto exchange we have reviewed. While the exchange does support the largest assets, including BTC, ETH, and LTC, the lack of smaller projects is far from ideal for anyone aiming to trade cryptocurrency.

Coinmama Comparison with Other Exchanges

Coinbase supports a much larger variety of cryptocurrencies with access to hundreds of tokens. While Coinbase has a variable fee structure based on payment method and region, it often turns out to be more cost-effective for smaller transactions. The platform uses HTTPS encryption, and users are encouraged to enable two-factor authentication (2FA) for extra protection. When you buy crypto, it is sent directly to your personal wallet, which reduces the risk of large-scale hacks. For users interested in more interactive or advanced learning experiences, exploring the best Coinmama alternatives may offer expanded educational and trading tools. For users unfamiliar with crypto jargon, Coinmama offers a glossary of commonly used terms.

Coinmama Payment Methods

However, Coinmama has not made webinars or live workshops a core part of their platform. Moreover, the exchange occasionally shares explainer videos and how-to guides through their YouTube channel and website. Coinmama offers a variety of educational resources designed to help users, especially beginners. Coinmama’s deposit and withdrawal limits vary depending on restrictions, your desired payment method, and your level of verification. However, Coinmama wallet app is going to be launched soon.

By the end of this article you will know whether Coinmama suits your first crypto purchases or if other traders might prefer a different trading platform. The Coinmama exchange has been active since 2013 and is one of the longest‑running cryptocurrency exchanges still serving retail buyers. Your crypto is sent immediately after both your payment and wallet address have been confirmed. Coinmama is a non-custodial platform, meaning it doesn’t store user crypto. Users can purchase crypto with fiat, sell it back, or swap tokens directly. Full access to features, however, such as purchasing or selling crypto using fiat, mandates ID verification and progressing through user levels.

Continuous monitoring and cold wallet segregation keep users funds separate from corporate capital, maintaining clear proof of reserves at all times. Coinmama Academy features more than forty short tutorials that cover topics like cold wallets, bank account details for SEPA transfers, and spotting phishing links. Most newcomers finish the entire flow in under ten minutes according to platform analytics published in May 2025, which logged an average checkout time of eight minutes thirty seconds across thirty‑seven thousand new accounts. Once a payment receives bank clearance the desk releases coins directly to the wallet address supplied during checkout. Card deals carry a five percent processing surcharge plus the standard Coinmama fees that average five and a half percent on the coin price. Each pathway comes with its own commission fee, and card payments are the most expensive.

Review of the Top Features on Coinmama

Real-world testing revealed fees ranging between 10% and 15%, significantly above the advertised maximum of 3.9%. The exchange charges spread on trading pairs in addition to a level-based commission. The crypto exchange provides various services, including Buy/Sell, Swap, and Trade. Coinmama offers access to 80+ cryptocurrencies in an OTC market. Investing and trading in financial markets such as the stock exchange, forex, digital currencies in the form of spot or with leverage face a high inherent risk. Azcryptoexchanges.com is a free website which helps investors decide which broker/exchange is best for them.

OKX Review: Is It Safe & Legit to Buy Bitcoin and Crypto in 2025?

Additionally, Coinmama maintains a regularly updated blog that covers crypto news, market trends, security tips, and in-depth explanations of various cryptocurrencies. Coinmama claims to offer over 500 cryptocurrencies via its crypto swap service. Coinmama’s desktop platform makes crypto simple, fast, and beginner-friendly.

For example, if you chose “Swap Crypto”, you will be required to enter the cryptocurrency you have, the amount of it, and the cryptocurrency you want in return. Start opening an account with the Coinmama exchange by entering the official website. However, it claims that CFD trading will be available soon on the platform.

Payment methods include credit debit card, Google Pay, Apple Pay, bank account transfers through SEPA or SWIFT, and wire transfers for higher amounts. Price quotes refresh every thirty seconds so you always see the current market rate during the payment process. Coins move straight to the wallet address you enter during checkout, and the firm never holds your private keys. Because Coinmama acts as the counter‑party, orders settle as soon as the payment clears. This review gives you a fresh look at how the Coinmama platform works in July 2025. There is no guarantee that any crypto asset will have at any time in the future certain value (if any) or market liquidity.

Instead, users buy crypto directly with fiat currencies using various payment methods (credit cards, Apple Pay, Google Pay, SWIFT, bank transfers), and the purchased crypto is delivered to the user’s personal wallet instantly. After all, we would suggest that eToro is the best trading platform to trade cryptocurrencies in 2025. Verified eToro clients can transfer crypto-coins from the eToro trading platform to the eToro wallet which supports Bitcoin, Bitcoin Cash, Ethereum, XRP, Litecoin, and XLM. Before you commit to signing up with Coinmama we recommend taking a wider perspective to see whether there is a better online trading platform or crypto exchange that fits your needs. After you have signed up for a Coinmama account simply specify the amount of Bitcoin you want to buy, enter your payment details and confirm your crypto wallet address. While this does improve the security and safety of crypto exchange it means that you will need to source your cryptocurrency wallet when making any transactions.